Citi is one of the leading credit card providers in the United States, and its 5% cash back calendar is a popular feature among cardholders. In this article, we will discuss everything you need to know about the Citi 5 cash back calendar for the year 2024.
Table of Contents
Table of Contents
Introduction
Citi is one of the leading credit card providers in the United States, and its 5% cash back calendar is a popular feature among cardholders. In this article, we will discuss everything you need to know about the Citi 5 cash back calendar for the year 2024.
What is the Citi 5 Cash Back Calendar?
The Citi 5 cash back calendar is a schedule of categories that can earn you 5% cash back on your purchases when you use your Citi credit card. The categories change every quarter, and you need to activate the offer to be eligible for the cash back reward.
How Does it Work?
Each quarter, Citi selects a different set of categories for its 5% cash back offer. You need to activate the offer before making a purchase in one of the categories to be eligible for the reward. Once you activate the offer, you can earn up to $75 cash back per quarter. The cash back reward will be credited to your account within two billing cycles.
What Categories are Included in the 2024 Calendar?
The 2024 calendar has not been released yet, but based on past years, we can expect a variety of categories to be included. Some of the categories that were included in the 2023 calendar were grocery stores, gas stations, home improvement stores, and restaurants. We will update this article as soon as the 2024 calendar is released.
How Can I Activate the Offer?
You can activate the offer by logging into your Citi account online or through the Citi mobile app. Look for the "Activate Offer" button on your account dashboard and follow the instructions to activate the offer. You can also activate the offer by calling the customer service number on the back of your card.
Can I Use the 5% Cash Back Offer on All Purchases?
No, the 5% cash back offer is only valid on purchases made in the selected categories for that quarter. All other purchases will earn the standard cash back rate for your card, which may be less than 5%.
Is There a Limit to How Much Cash Back I Can Earn?
Yes, there is a limit of $75 cash back per quarter. Once you reach that limit, you will earn the standard cash back rate for your card for the rest of the quarter.
What Else Should I Know?
It's important to remember that you need to activate the offer each quarter to be eligible for the cash back reward. Also, be sure to read the terms and conditions of the offer carefully to understand any restrictions or limitations.
Conclusion
The Citi 5 cash back calendar is a great way to earn extra cash back on your purchases throughout the year. By understanding how it works and how to activate the offer, you can take advantage of this valuable feature and save money on your purchases. Be sure to check for updates on the 2024 calendar and start planning your purchases accordingly.
Question and Answer
Q: Can I earn cash back on purchases made outside of the United States?
A: It depends on your specific Citi credit card. Some cards offer cash back rewards for international purchases, while others do not. Be sure to check the terms and conditions of your card to see if international purchases qualify for cash back rewards.
